BHIT

Technical Signal Analysis BHIT

NEUTRAL

Relative Strength Index (RSI 14)

50 NEUTRAL

Moving Average Crossover (20 vs 50)

SMA20: Rp 25 | SMA50: Rp 26 BEARISH (SELL)

Price Relative to SMA 20

Price: Rp 26 BULLISH (BUY)

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Riwayat Harga Triwulan (OHLC) BHIT

Periode / Triwulan	Buka (Open)	Tinggi (High)	Rendah (Low)	Tutup (Close)
2026
Triwulan 4 (Q4)	Tidak ada data
Triwulan 3 (Q3)	Rp 26	Rp 26	Rp 25	Rp 26
Triwulan 2 (Q2)	Rp 28	Rp 30	Rp 23	Rp 26
Triwulan 1 (Q1)	Rp 37	Rp 38	Rp 26	Rp 30
2025
Triwulan 4 (Q4)	Rp 32	Rp 55	Rp 32	Rp 39
Triwulan 3 (Q3)	Rp 34	Rp 41	Rp 32	Rp 32
Triwulan 2 (Q2)	Rp 28	Rp 37	Rp 23	Rp 35
Triwulan 1 (Q1)	Rp 27	Rp 31	Rp 22	Rp 28
2024
Triwulan 4 (Q4)	Rp 38	Rp 38	Rp 25	Rp 27
Triwulan 3 (Q3)	Rp 46	Rp 48	Rp 38	Rp 38
Triwulan 2 (Q2)	Rp 41	Rp 52	Rp 20	Rp 46
Triwulan 1 (Q1)	Rp 50	Rp 50	Rp 45	Rp 45
2023
Triwulan 4 (Q4)	Rp 50	Rp 50	Rp 50	Rp 50
Triwulan 3 (Q3)	Rp 52	Rp 53	Rp 50	Rp 50
Triwulan 2 (Q2)	Rp 53	Rp 64	Rp 51	Rp 51
Triwulan 1 (Q1)	Rp 57	Rp 57	Rp 51	Rp 53
2022
Triwulan 4 (Q4)	Rp 61	Rp 68	Rp 56	Rp 57
Triwulan 3 (Q3)	Rp 70	Rp 85	Rp 58	Rp 61
Triwulan 2 (Q2)	Rp 56	Rp 75	Rp 54	Rp 71
Triwulan 1 (Q1)	Rp 59	Rp 67	Rp 53	Rp 56
2021
Triwulan 4 (Q4)	Rp 54	Rp 76	Rp 52	Rp 59
Triwulan 3 (Q3)	Rp 82	Rp 85	Rp 54	Rp 54
Triwulan 2 (Q2)	Tidak ada data
Triwulan 1 (Q1)	Tidak ada data

Target Harga Konsensus BHIT BUY

Cons. (Konservatif) Rp 27 +5.0%

Mod. (Moderat) Rp 29 +10.0%

Agg. (Agresif) Rp 30 +15.0%

Board of Directors & Executives

Prabowo Hidayat

Direktur Utama (CEO)

Indra Widjaja

Direktur Keuangan (CFO)

Joko Santoso

Direktur Operasional (COO)

Hendra Wibowo

Komisaris Utama (President Commissioner)

Rasio Fundamental Utama BHIT

Metrik / Tahun	2021	2022	2023	2024	2025
Current Ratio (%)	166,00%	135,00%	123,60%	141,80%	173,20%
Dividend (Rp)	1,05	0,82	0,48	0,39	0,55
EPS (Rp)	2,19	2,30	2,13	1,84	1,70
BV (Rp)	10,70	11,39	12,13	13,19	14,56
Price to Earnings (P/E)	8,7x	9,0x	9,8x	13,4x	15,8x
Price to Book Value (PBV)	1,8x	1,8x	1,7x	1,9x	1,8x
Debt to Asset (DAR)	0,46	0,44	0,42	0,43	0,45
Debt to Equity (DER)	0,85	0,78	0,72	0,74	0,81
ROA (%)	11,05%	11,31%	10,18%	7,95%	6,42%
ROE (%)	20,47%	20,19%	17,56%	13,95%	11,68%
GPM (%)	48,92%	43,70%	42,40%	46,21%	51,63%
OPM (%)	33,73%	30,14%	29,24%	31,87%	35,61%
NPM (%)	24,99%	22,32%	21,66%	23,61%	26,37%
Payout Ratio (%)	47,90%	35,54%	22,68%	21,15%	32,35%

Ringkasan Laporan Keuangan BHIT

Metrik Keuangan / Tahun	2021	2022	2023	2024	2025
Pendapatan (Revenue)	87,64 M	103,03 M	98,34 M	77,94 M	64,46 M
Laba Kotor (Gross Profit)	42,87 M	45,02 M	41,69 M	36,02 M	33,28 M
Laba Operasional (Operating Income)	29,57 M	31,05 M	28,76 M	24,84 M	22,95 M
Laba Bersih (Net Income)	21,90 M	23,00 M	21,30 M	18,40 M	17,00 M
EPS (Earnings Per Share)	Rp 2,19	Rp 2,30	Rp 2,13	Rp 1,84	Rp 1,70
Total Aset (Total Assets)	197,95 M	202,74 M	208,64 M	229,51 M	263,54 M
Total Liabilitas (Total Debt/Liabilities)	90,95 M	88,84 M	87,34 M	97,61 M	117,94 M
Ekuitas (Total Equity)	107,00 M	113,90 M	121,30 M	131,90 M	145,60 M
Arus Kas Operasi (Operating Cash Flow)	25,19 M	26,45 M	24,50 M	21,16 M	19,55 M
Belanja Modal / Capital Expenditure (CapEx)	8,81 M	9,26 M	8,57 M	7,41 M	6,84 M
Free Cash Flow / OCF - CapEx	16,37 M	17,19 M	15,92 M	13,75 M	12,71 M
Dividen (Dividend per Share)	Rp 1,05	Rp 0,82	Rp 0,48	Rp 0,39	Rp 0,55
Jumlah Saham Beredar (Outstanding Shares)	10,00 Miliar	10,00 Miliar	10,00 Miliar	10,00 Miliar	10,00 Miliar

AI Summary Analysis BHIT

Gemini Powered

Analisis AI belum dibuat untuk emiten ini.

Discounted Cash Flow (DCF) Valuation BHIT

OVERVALUED

Current Price Rp 26

Fair Value per Share Rp 20

Margin of Safety (MoS) -28.5%

Est. FCF Growth: 5%

Discount Rate (WACC): 11%

Terminal Growth: 3%

Proyeksi Periode	Projected FCF	Discount Factor	Present Value (PV)
Tahun 1	Rp 15,172,500,000	0.9009	Rp 13,668,918,919
Tahun 2	Rp 15,931,125,000	0.8116	Rp 12,930,058,437
Tahun 3	Rp 16,727,681,250	0.7312	Rp 12,231,136,359
Tahun 4	Rp 17,564,065,313	0.6587	Rp 11,569,993,853
Tahun 5	Rp 18,442,268,578	0.5935	Rp 10,944,588,780
Total PV of Projected FCF (1-5)			Rp 61,344,696,348
PV of Terminal Value at Year 5			Rp 140,911,580,544
Total Fair Value (Enterprise Value)			Rp 202,256,276,892

Trading Plan Summary BHIT

BUY AREA / ENTRY RANGE

Rp 25 - Rp 26

Area beli terbaik dekat level Support 1.

TAKE PROFIT TARGETS

TP 1 Rp 26

TP 2 Rp 27

Target keluar berdasarkan level Resistance 1 & 2.

STOP LOSS

Rp 24

Batasi kerugian ~3% di bawah Support 2.

RISK-TO-REWARD RATIO

0 : 1

High Risk

Pivot Points (Classic)

S2Rp 25

S1Rp 25

PIVOTRp 26

R1Rp 26

R2Rp 27

Share Ownership Above 1 Percent BHIT

Monthly shareholder reports with >1% ownership per OJK regulation

Share Ownership Above 1 Percent Report

Monthly publication of shareholders owning >1% of listed companies, per OJK Decision 1/KDK.04/2026.

OJK Regulated Monthly Report Report: 2026-08-10

KODE	SHAREHOLDER (investor)	OWNERSHIP %	SHARES	TYPE	INVESTOR	ORIGIN